Privacy Policy

Modd Client ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by Modd Client. This Privacy Policy applies to our application named Modd Client and its associated subdomains (collectively, our "Service"). By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.

Definitions and key terms

To help explain things clearly, the following terms are defined and used in this policy:

• Cookie: small amount of data generated by a website and saved by your web browser ...
• Company: MODD ELECTRONIC PAYMENT SERVICES COMPANY, Sharq, Kuwait — responsible for your information.
• Country: where Modd Client or the owners/founders are based: Kuwait.
• Customer: the company, organization or person that signs up to use the Modd Client Service.
• Device: any internet-connected device (phone, tablet, computer, etc.).
• IP address: numeric address assigned to devices connected to the Internet.
• Personnel: individuals employed by or under contract to Modd Client.
• Personal Data: any information that identifies a natural person directly or indirectly.
• Service: service provided by Modd Client as described on this platform.
• Third-party service: advertisers, sponsors, partners, etc., who may provide content or services.
• Website: Modd Client’s site (URL placeholder in original PDF).
• You: a person or entity registered with Modd Client to use the Services.

What Information Do We Collect?

We collect information when you visit our service, register, place an order, subscribe to newsletters, respond to a survey, or fill out a form. Examples include:

• Phone Numbers
• Email Addresses

How Do We Use The Information We Collect?

Any information we collect may be used to:

• Personalize your experience
• Improve our service
• Improve customer service
• Process transactions
• Administer contests, promotions or surveys
• Send periodic emails

When do we use customer information from third parties?

We may receive information from third parties, for example fraud detection services, and sometimes publicly available social media information. You can control what social media exposes by changing your social media privacy settings.

Do we share the information we collect with third parties?

We may share personal and non-personal information with third parties such as advertisers, sponsors, marketing partners, affiliates, and service providers (hosting, email, payment processors, customer service, etc.) to enable them to provide services on our behalf.

We may also disclose information to government or law enforcement officials or private parties as necessary to respond to legal process, protect rights or safety, or comply with laws or court orders.

Where and when is information collected from customers and end users?

We collect personal information you submit and may receive information about you from third parties as described above.

Could my information be transferred to other countries?

We are incorporated in Kuwait. Information collected via our website or direct interactions may be transferred to our offices, personnel, or third parties located worldwide. By using the Service you consent to cross-border transfer and hosting of such information.

Is the information collected through our service secure?

We take physical, electronic, and managerial precautions to protect information, but cannot guarantee absolute security. We use reasonable efforts to protect personal information and will follow applicable law when required.

Can I update or correct my information?

Your rights to update or correct information depend on your relationship with us. Customers can request updates, corrections, changes to communication preferences, or deletion (subject to limitations). We may verify identity before making changes. Note backups may retain copies that are difficult to remove immediately.

Personnel

If you are an employee or applicant, we collect information you voluntarily provide for HR purposes, benefit administration, and applicant screening. You may request updates, corrections, or records of information we hold.

Sale of Business

We reserve the right to transfer information to a third party in the event of a sale, merger, or other transfer of assets, provided the third party agrees to adhere to this Privacy Policy.

Affiliates

We may disclose information to Corporate Affiliates who will treat it according to this policy.

How Long Do We Keep Your Information?

We retain information only as long as necessary to provide the Service and fulfill the purposes described, or as required by law. When no longer needed, we will remove or depersonalize information as reasonable and technically practicable.

How Do We Protect Your Information?

We implement a variety of security measures including SSL for sensitive transactions. We cannot guarantee absolute security, but use reasonable efforts to protect your information.

Governing Law

The laws of Kuwait, excluding its conflicts of law rules, shall govern this Agreement and your use of our Service. Your use may also be subject to other applicable laws.

Your Consent

By using our service, registering an account, or making a purchase, you consent to this Privacy Policy.

Links to Other Websites

This policy applies only to our Service. Links to other sites are not covered by this Policy; their own policies apply.

Cookies

We use cookies to identify areas of the website you have visited and to personalize content. Most browsers allow you to disable cookies, but disabling may affect functionality. We never place personally identifiable information in cookies.

Kids' Privacy

We do not target or knowingly collect personal information from children under 13. If you believe a child under 13 has provided us personal data, contact us and we will remove it as required.

Changes To Our Privacy Policy

If we change our Privacy Policy, we will post changes on this page and/or update the modification date above.

Third-Party Services

We may display or link to third-party content and are not responsible for third-party accuracy, timeliness, legality, or compliance. Use third-party links at your own risk and review their terms and privacy policies.